Est. 1957

Est. 1957

TOPWATER

×

Howard Hanna

TOPWATER

×

Howard Hanna

Home Sweet Home · A Topwater × Howard Hanna Program

Two brands. One mission.

The country's largest family-owned brokerage paired with a property intelligence company — together attacking the single largest hurdle to a closing in the Real Estate market today: the roof.

Est. 1957

The Most Trusted Name in Real Estate.

Howard Hanna is the #1 privately owned real estate company in America — 16 states, 300+ offices, and a decades-long commitment to guiding buyers and sellers through the most important financial decision of their lives. That commitment doesn't end at closing.

Tech · AI · Drone

Property Intelligence. Built for Homeowners.

Topwater is an expert roofing and restoration company that uses drones, satellite imagery, and AI-powered analysis to deliver verified roof and property health reports with precision like no other inspection. We built the technology. Howard Hanna brought it to you.

The Mission

Howard Hanna and Topwater give every buyer and seller verified property health intelligence — before the transaction, at the transaction, and for every year you own the home. Real estate has always known how to sell a house. Now it knows how to protect one.

Where are you in your home journey?

The right next step depends on which side of the transaction you're on. Pick the one that fits — we'll show you only what matters.

choose your path

BUYER PATH

I'm Buying

SELLER PATH

I'm Selling

OWNER PATH

I'm a Homeowner

BUYER PATH

I'm Buying

SELLER PATH

I'm Selling

OWNER PATH

I already Own

HOW IT WORKS

From booking to dossier in 48 hours.

A deliberately simple process built around the deal — not the weather, not the homeowner’s calendar, and not a backlog of manual inspections.

01

Schedule the inspection

Book directly from a listing or transaction. No homeowner coordination headaches — we handle access and timing.

02

We fly the roof

A licensed pilot captures 4K imagery in a single visit. No ladders, no liability, no second trips.

03

Forensic analysis

Our team scores condition, maps storm history, and flags every issue an underwriter cares about.

04

Carrier-ready dossier

You receive a shareable report in 48 hours — built to satisfy an adjuster the first time.

★★★★★

“First time leaving a review for a company but they deserve the recognition. Topwater repaired some old roof damage for me and knocked it out of the park. The two roofers that came by were absolutely amazing and the front office people were beyond helpful. Will be using them for all future roofing needs.”

Kyle Tedeschi

Services: Roof repair, Roof damage repair

THE OFFERING

Start free. Build a baseline. Stay covered.

Three one-time inspections and two subscription plans. Pick the level of proof you want on file.

COMPLIMENTARY

RoofCheck

Free

$99

with every Howard Hanna closing

A drone inspection at closing. 10–20 aerial photos, a Red / Yellow / Green health summary, and a time-stamped condition record.

10–20 drone photos

R/Y/G health summary

Delivered in 48 hours

ONE-TIME

RoofWatch

$399

$499

one-time, transferable

Customer Portal, 150+ 4K photos, a transferable annual inspection, and weather monitoring — without anyone setting foot on the roof.

150+ 4K photos

Customer Portal

Storm-triggered re-inspections

MOST CHOSEN

RoofShield

$549

$649

one-time · includes RoofWatch

Boots on the roof. A Topwater expert performs a one-time tune-up and delivers a forensic-grade report. Backed by a 1-Year No Leak Guarantee.

Physical forensic inspection

1-Year No Leak Guarantee

50% off any maintenance plan

ONE-TIME

HomeShied

$899

$999

hole exterior coverage - every surface inspected

Customer Portal, 150+ 4K photos, a transferable annual inspection, and weather monitoring — without anyone setting foot on the roof.

Everything in RoofShield

Gutters, windows, doors, siding

1-Year No Leak Guarantee

SUBSCRIPTION · ANNUAL

Prevent

$499

$599

per year · renews annually

One visit a year, continuous weather watch, and a full Customer Portal — your roof, cared for year-round.

Annual visit + drone flight

Free post-storm re-inspections

10% Roofing Credit

SUBSCRIPTION · BI-ANNUAL

Prevent Pro

$1,499

per year · spring + fall

Two visits a year, gutters included, priority storm response, and the deepest Howard Hanna insurance discount.

2 visits + 2 drone flights

Gutter cleaning included

25% Roofing Credit

All plans include the Customer Portal where applicable · Howard Hanna insurance discount eligibility for active subscribers

Agents and owners on the field

Agents and homeowners
both keep coming back.

★★★★★

“This company is excellent! Top quality people who know their stuff and are looking to make lifelong customers, not just a quick buck. They provided an inspection and minor repair for me and let me know that I don’t need a new roof right now. It’s refreshing to still have companies like this out there!”

Nate K.

Services: Roof inspection, Roof repair

★★★★★

“I would definitely recommend Topwater Roofing. I called for a roof inspection to be performed due to concerns of possible storm damage and after reviewing the drone video of the roof they contacted me and said they did not see damage with drone video. He said they would like to come back and do another inspection by actually getting on the roof to make sure drone video was accurate and there was no damage. Sonny, operations manager, was on time and was so professional and kind. He examined the roof and did not see any damage that needed repairing. He was very honest and he was very knowledgeable. I highly recommend this company and especially want to give a big shout out to Sonny. He is definately a great asset to your company and deserves recognition for his honesty, professionalism, and his friendly, kind personality. I will definately be calling Sonny when I have any further concerns regarding my roof and will recommend Topwater Roofing to all my friends and family. If I could this company more than 5 stars I would. Sonny keep up the good work. I really appreciate you.”

Susan Burrows

Services: Roof inspection

★★★★★

“High quality photos of the roof from all angles. This was a free service to us. Communications about when it would be done and a full report to my email afterward. I can highly recommend Topwater Roofing if you have questions about or problems with your roof. Professional all around.”

Gary Garavaglia

Services: Roof inspection

★★★★★

“I can’t say enough about this company. Sonny came out today to check on potential leak in my roof. He arrived right on time, investigated the roof, gave an honest evaluation and, even though I expected to be sold a new roof, he advised that my roof did not need any sort of repair or replacement. Just the honesty he showed and didn’t try to take advantage means so much. The fact that he charged nothing (a free estimate), made an even better experience. He was personable and a real pleasure to deal with; if there comes a time when I do need more roofing services, I will definitely turn to his company first.”

Cheryl Shephard

Services: Roof inspection

★★★★★

“Top Water recently helped with repairs to my mom’s roof, and the experience exceeded our expectations. The team was professional, quick, and did an excellent job from start to finish. They communicated clearly, showed up when they said they would, and left everything clean and well done. We really appreciated how smoothly the process went and would absolutely recommend them to anyone needing roofing work.”

Jenna Dubois

Services: Roof damage repair

★★★★★

Sonny and his team took great care of my roof and for the best price. They were not only professional but did a great job and very responsive. Highly recommend!

Services: Roof repair for storm and wind damage

★★★★★

“This company is excellent! Top quality people who know their stuff and are looking to make lifelong customers, not just a quick buck. They provided an inspection and minor repair for me and let me know that I don’t need a new roof right now. It’s refreshing to still have companies like this out there!”

Nate K.

Services: Roof inspection, Roof repair

★★★★★

“High quality photos of the roof from all angles. This was a free service to us. Communications about when it would be done and a full report to my email afterward. I can highly recommend Topwater Roofing if you have questions about or problems with your roof. Professional all around.”

Gary Garavaglia

Services: Roof inspection

★★★★★

“Top Water recently helped with repairs to my mom’s roof, and the experience exceeded our expectations. The team was professional, quick, and did an excellent job from start to finish. They communicated clearly, showed up when they said they would, and left everything clean and well done. We really appreciated how smoothly the process went and would absolutely recommend them to anyone needing roofing work.”

Jenna Dubois

Services: Roof damage repair

★★★★★

“I would definitely recommend Topwater Roofing. I called for a roof inspection to be performed due to concerns of possible storm damage and after reviewing the drone video of the roof they contacted me and said they did not see damage with drone video. He said they would like to come back and do another inspection by actually getting on the roof to make sure drone video was accurate and there was no damage. Sonny, operations manager, was on time and was so professional and kind. He examined the roof and did not see any damage that needed repairing. He was very honest and he was very knowledgeable. I highly recommend this company and especially want to give a big shout out to Sonny. He is definately a great asset to your company and deserves recognition for his honesty, professionalism, and his friendly, kind personality. I will definately be calling Sonny when I have any further concerns regarding my roof and will recommend Topwater Roofing to all my friends and family. If I could this company more than 5 stars I would. Sonny keep up the good work. I really appreciate you.”

Susan Burrows

Services: Roof inspection

★★★★★

“I can’t say enough about this company. Sonny came out today to check on potential leak in my roof. He arrived right on time, investigated the roof, gave an honest evaluation and, even though I expected to be sold a new roof, he advised that my roof did not need any sort of repair or replacement. Just the honesty he showed and didn’t try to take advantage means so much. The fact that he charged nothing (a free estimate), made an even better experience. He was personable and a real pleasure to deal with; if there comes a time when I do need more roofing services, I will definitely turn to his company first.”

Cheryl Shephard

Services: Roof inspection

★★★★★

Sonny and his team took great care of my roof and for the best price. They were not only professional but did a great job and very responsive. Highly recommend!

Services: Roof repair for storm and wind damage

★★★★★

“This company is excellent! Top quality people who know their stuff and are looking to make lifelong customers, not just a quick buck. They provided an inspection and minor repair for me and let me know that I don’t need a new roof right now. It’s refreshing to still have companies like this out there!”

Nate K.

Services: Roof inspection, Roof repair

★★★★★

“I would definitely recommend Topwater Roofing. I called for a roof inspection to be performed due to concerns of possible storm damage and after reviewing the drone video of the roof they contacted me and said they did not see damage with drone video. He said they would like to come back and do another inspection by actually getting on the roof to make sure drone video was accurate and there was no damage. Sonny, operations manager, was on time and was so professional and kind. He examined the roof and did not see any damage that needed repairing. He was very honest and he was very knowledgeable. I highly recommend this company and especially want to give a big shout out to Sonny. He is definately a great asset to your company and deserves recognition for his honesty, professionalism, and his friendly, kind personality. I will definately be calling Sonny when I have any further concerns regarding my roof and will recommend Topwater Roofing to all my friends and family. If I could this company more than 5 stars I would. Sonny keep up the good work. I really appreciate you.”

Susan Burrows

Services: Roof inspection

★★★★★

“High quality photos of the roof from all angles. This was a free service to us. Communications about when it would be done and a full report to my email afterward. I can highly recommend Topwater Roofing if you have questions about or problems with your roof. Professional all around.”

Gary Garavaglia

Services: Roof inspection

★★★★★

“I can’t say enough about this company. Sonny came out today to check on potential leak in my roof. He arrived right on time, investigated the roof, gave an honest evaluation and, even though I expected to be sold a new roof, he advised that my roof did not need any sort of repair or replacement. Just the honesty he showed and didn’t try to take advantage means so much. The fact that he charged nothing (a free estimate), made an even better experience. He was personable and a real pleasure to deal with; if there comes a time when I do need more roofing services, I will definitely turn to his company first.”

Cheryl Shephard

Services: Roof inspection

★★★★★

“Top Water recently helped with repairs to my mom’s roof, and the experience exceeded our expectations. The team was professional, quick, and did an excellent job from start to finish. They communicated clearly, showed up when they said they would, and left everything clean and well done. We really appreciated how smoothly the process went and would absolutely recommend them to anyone needing roofing work.”

Jenna Dubois

Services: Roof damage repair

★★★★★

Sonny and his team took great care of my roof and for the best price. They were not only professional but did a great job and very responsive. Highly recommend!

Services: Roof repair for storm and wind damage

See reviews on Google

QUESTIONS

Everything agents ask before the first inspection.

What exactly is in a Topwater report?

How long does a report take?

Do you need access to the home?

Will carriers actually accept it?

Is this only available in the Carolinas?

How much does an inspection cost?

TOPWATER × HOWARD HANNA

Put proof on every roof before it costs you a deal.

Schedule a forensic inspection on your next Howard Hanna listing and hand the carrier a report they can’t argue with.